Auto Insurance
Auto insurance can be complex, and many people aren’t fully aware of what their policy covers or how to use it when needed. Discover the basic types of coverage and how to choose the right protection for your specific situation.
Collision Coverage
This basic type of insurance covers damage to your vehicle if you collide with another car or hit an object.
Medical Payments
Also known as PIP in some states, medical payments coverage pays for injuries to you and your passengers resulting from a car accident. Since coverage details vary by state, be sure your policy meets your needs.
Comprehensive Coverage
This coverage protects your vehicle against non-collision incidents such as theft, fire, vandalism, or hitting an animal like a deer.
Liability Coverage
Liability coverage protects you if you’re at fault in an accident, covering damage to someone else’s car or property. Since it’s often legally required, it’s crucial to ensure you have sufficient coverage.