Home Insurance
When shopping for home insurance, people are often looking for multiple types of coverage. This includes homeowners, renters, and condo insurance—all falling under the broader category of home insurance. Whether you own your property or rent it short-term, having insurance is essential to protect against disasters and losses.
Homeowners Insurance
A homeowners policy is designed for those who own their home, whether it’s a house or a condominium. If you’re making payments toward ownership, this insurance is essential. It covers both
the structure and your belongings, protecting against most natural disasters—though some, like earthquakes, may require additional coverage. The policy also helps replace stolen items and covers damage from break-ins or vandalism, ensuring you can repair or rebuild when needed.
Renter's Policy
A renter’s policy covers the personal belongings inside the home, apartment, or room you’re renting. It protects against break-ins, natural disasters, fires, and other unexpected events beyond your control. While your landlord’s homeowners policy covers the building itself, it doesn’t protect your personal items—making renters insurance essential.